Nokta Homes

Why You Should Buy a Villa İn Fethiye Before İnterest Rates Drop

10 June 2025
Why You Should Buy a Villa İn Fethiye Before İnterest Rates Drop

Interest rates in Türkiye are currently high. The Central Bank hasn’t started cutting rates yet — but this won’t last forever. The economy simply can’t sustain such high rates for too long.

At some point, rates will start coming down — and when that happens, we’ll see a completely different real estate market.
That’s why this current “quiet” period is actually a huge opportunity for smart buyers.

 Interest Rates Won’t Stay High Forever

No one should expect rates to stay at 50% levels permanently.
It’s simply not sustainable.
Sooner or later, the Central Bank will be forced to start cutting rates.

And when rates fall?
Banks will open the credit taps, money will flood the market, and buyers will come rushing back.

Right Now There’s a “Waiting” Buyer Mentality

At the moment, many buyers are thinking, “I’ll wait for rates to drop, then I’ll buy.”
That’s exactly why the market is currently slow.
But this also means sellers are more flexible and open to negotiation.

Today, the buyer has the upper hand.
Once rates drop, this power dynamic will flip — and sellers will become much more firm on their prices.

Real Opportunities Are Emerging in Fethiye and Oludeniz

Fethiye and Oludeniz are among the most in-demand areas in Türkiye.
They attract both local and international buyers.

But right now:

  • There’s plenty of stock on the market
  • Foreign buyers are also waiting on the sidelines
  • Sellers are more open to negotiation

That’s exactly why prices are much more attractive today.
Once this quiet phase ends, it will be hard to find deals like this again.

Move Before Monetary Easing Starts

When rate cuts begin, the Central Bank will inevitably move toward monetary easing.
That means more money in the market → and naturally, higher property prices.

If you buy now, you’ll be ahead of this wave.
When demand and prices surge later, you’ll already have secured your property.

What You Gain By Buying Now

  • You’ll secure a villa at a much better price.
  • You’ll protect yourself from future price increases after rates drop.
  • You’ll own an appreciating asset.
  • As rates come down, villa prices will rise — and you’ll already be positioned.

Is Waiting a Risk?

Absolutely.
We don’t know exactly when rates will drop — but one morning you’ll wake up to the headline:
“Central Bank cuts rates by 500 basis points.”
From that moment, today’s prices will be gone.

Many people act too late, after the opportunity is gone.
My advice: take advantage of this quiet period now.

 

Smart Buyers Act Now

Those who buy now:

  • Get a great price today
  • Position themselves before the coming demand wave
  • Protect themselves from inevitable price increases

If you don’t buy now, you’ll be competing with the crowd later — and those future prices will be much higher than what’s available today.

“Buy before rates drop — those who wait will pay more.”

I keep telling this to everyone around me.
If owning a villa in Fethiye or Oludeniz is your dream, don’t miss this quiet window of opportunity.
Today’s price will be tomorrow’s opportunity.