This is the question on everyone’s mind: With interest rates this high, is it really the right time to buy property?
At first glance, it might seem risky—but once we dig into the details, the picture becomes much clearer. In fact, we are currently in a critical window of opportunity for property buyers. Why? Let’s take a closer look.
Yes, mortgage interest rates from banks are quite high at the moment. This has led many potential buyers to hesitate. However, this phase is temporary. Periods of high interest rates often present hidden opportunities for investors. Why? Because when the market slows down, property prices tend to stabilize, creating room for negotiation.
Once interest rates drop, everyone rushes into the market at the same time. That sudden demand drives prices up rapidly. At that point, even with lower interest, you end up paying a higher price and face more competition. In other words, a cheaper loan doesn't help if you're paying a premium for the property.
Especially in vacation regions like Fethiye, this is the perfect time to catch a great deal. The summer season hasn’t fully started yet, which means there are more listings available and sellers are more open to negotiation. But once the season kicks in, this situation will change drastically.
The Fethiye villa market currently offers a significant advantage for serious buyers. It’s not only a region with high quality of life, but also an area expected to experience solid value appreciation in the short term. This rare combination makes it a strong investment opportunity.
As in every year, places like Fethiye will see a wave of tourists during the summer season. And this won’t just fill up hotels—it will also create increased demand for real estate. Short-term rentals, especially villas, are in high demand and command very high prices, even for brief stays.
This rising interest will push both rental yields and property values higher during the season. A home you buy today could be worth significantly more in just a few months. This is important whether you're buying to live or to invest.
Most economists agree on this: High interest rates won’t last forever. They may remain elevated until the end of the year, but a downward trend is expected to follow. What truly matters is this—those who act before the drop will benefit the most.
Because as soon as rates fall, prices start rising, and by then, it’s already too late. Right now, while interest is high, prices remain under control. So an investment today means gain tomorrow. For those who focus on opportunity—not just interest—this is a truly valuable window.
At Nokta Homes, we’re working to connect you with these opportunities in our villa projects across the Fethiye region. With our ongoing campaigns and partnerships with select banks, we’re offering competitive financing options that can help turn today’s market in your favor.
If you want to make the right move in today’s market—and win in terms of both lifestyle and investment—get in touch with us. Let’s explore the opportunities tailored just for you.